Income Protection
Income Protection provides you with a replacement income if you are unable to carry out your usual work due to any illness, injury, disability or accident.
Why Protect your Income?
- 1 in 6 Irish workers will be out of work due to sickness or disability for more than 6 months over the course of their working life.
Sick Pay Coverage
There is no obligation on your employer to provide sick pay
- In the private sector, 85% of employees would be fully dependant on the state benefit after 6 months of absence
- The public sector offers full pay for 6 months and half pay for 6 months
Social Welfare Benefit
- The State Disability benefit pays just €10,162 per year to an individual
- If you are self employed then you are not entitled to any benefit
*based on Lansdowne Market Research Survey, April 2006
